Ripple itself is the name for the cryptocurrency (XPR) and the unclosed payment web within which the digital coin is transported. It's also an allocated, open-source money transfer structure that still undergoes the beta regime. The ultimate aim of the Ripple entity, as stated on the official website, is to allow people to get rid of the "restrictive chains" of various financial grids, including Paypal, banks, credit or debit cards and other establishments that limit the entry with the charge for service, such as the currency exchange, while simultaneously working with the major deferments. Price in USD is ranges you can always check it at the Binance, Poloniex, Hit-BTC.
As the OpenCoin, the Ripple's creators, states, the digital currency spreads the effort to keep the transfer of finances truly free. The company's own online journal post entitled "Ripple and the Purpose of Money" provides a short history of money itself, its flexibility, as well as indicates the annoyances of keeping the financial establishment, such as banks, to deter the movement of capital with the transaction charges and dealing with postponements. Ripple value is growing, you can check its price on any crypto exchange platform. The main objective of Ripple, as the article claims, is to form the cryptocurrency approach based on the decentralization trend set by bitcoin, while ultimately shaping the money in a way, similar to what: "the internet did for all other forms of information".